Home Financing

Traditional loans, first-time buyer programs and Specialty Lending

First Time Buyer Programs

Buying your first home is an exciting milestone — and there are programs designed to make it easier. From low down payments to special rate incentives, Maria helps buyers explore first-time homebuyer options that fit their budget and goals, guiding you every step of the way from pre-approval to closing.

Specialty Lending

Not every buyer fits a traditional loan mold — and that’s okay. Maria offers access to specialty financing options like jumbo, VA, FHA, and non-traditional loans to help clients with unique needs or income situations secure the right mortgage solution for their dream home.

Traditional Loans

Whether you’re buying your first home or upgrading to your dream property, traditional home loans offer stable, predictable payments with competitive fixed or adjustable rates. Maria helps buyers navigate every step — from pre-approval to closing — ensuring you find the right loan to match your goals and budget.

Contact Maria today for a free loan options review