Reverse Mortgages & Jumbo Reverse Mortgages
Unlock the Value of Your Home. Stay Where You Belong
At MDPasadena.com, we believe retirement should be about comfort, freedom, and security. A reverse mortgage allows homeowners to tap into the equity they’ve built over the years without selling or moving. Whether you’re looking for extra income, a financial cushion, or peace of mind, a reverse mortgage can provide the flexibility you need.
With over 20 years of real estate and loan experience, Maria Daikovich is your trusted local guide — helping homeownersmake informed decisions about their financial future.
What is a Reverse Mortgage?
A reverse mortgage is a loan that converts part of your home equity into cash. It’s designed for homeowners 62 and older, and unlike a traditional mortgage, you don’t make monthly payments. You keep ownership of your home and can choose how you’d like to receive funds: lump sum, monthly payments, or a line of credit.
Key Benefits:
No monthly mortgage payments required
Stay in your home as long as you live there
Flexible payout options
Federally insured (HECM program)
Jumbo Reverse Mortgages Now Available for Ages 55+
For many Southern California homeowners, property values exceed FHA loan limits. That’s where jumbo reverse mortgages come in.
What Makes Jumbo Different?
Available to homeowners 55 and older (not 62+)
Higher loan amounts than standard reverse mortgages
Tailored for high-value homes in Pasadena, San Marino, Arcadia, Sierra Madre, and beyond
No monthly mortgage payments required
Maintain full ownership of your home
A jumbo reverse mortgage is a powerful option if you’re younger than 62 or own a higher-value property and want greater access to your home equity.
Norton Simon Museum
Who Qualifies?
You may be eligible for a reverse or jumbo reverse mortgage if you:
Are 62+ for standard reverse, or 55+ for jumbo
Own your home outright, or have a small remaining mortgage balance
Live in the property as your primary residence
Common Questions
Will I still own my home?
Yes. You remain the homeowner, and your name stays on the title.
What happens to my home when I pass away?
Your heirs can choose to repay the loan and keep the home, or sell it and keep the remaining equity.
Which option is best for me — reverse or jumbo?
Maria will walk you through the differences and help you decide which program fits your age, home value, and financial goals.
Why Work With Maria?
As a lifetime Temple City resident and Sierra Madre–Pasadena real estate and loan expert, Maria understands the unique needs of local homeowners. She specializes in guiding families through complex financial decisions with clarity and care.
What You Can Expect:
Personalized consultations — no one-size-fits-all advice
Clear explanations of all options (reverse vs. jumbo)
A trusted partner with 20+ years of experience in loans and real estate
Ready to Learn More?
Take the next step toward financial freedom and peace of mind.
📞 Schedule a Free Reverse Mortgage Consultation Today
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